Partner with CohlayExplore Strategic Partnership

The Cohlay Difference

Built by operators, not just developers.

The workplace savings market has matured. Fund managers, employers, banks, and regulators now expect resilient, locally-aligned, deeply configurable infrastructure built with financial-services discipline from day one.

Cohlay is designed for this next phase — by practitioners who understand the full savings, investment and administration lifecycle: employer onboarding, contribution processing, bank reconciliation, fund pricing, trade execution, member portfolios, withdrawals, reporting, compliance and AI-enabled operations.

Fast because it's ready. Not fast because it's rushed.

A serious market needs serious infrastructure.

Designed for the UAE. Built for the GCC.

Built for a mandatory environment

Onboarding designed for scale, from day one.

As workplace savings moves toward a mandatory model, the hard part isn't the product — it's onboarding employers and employees seamlessly, at volume, across every regulatory regime. Cohlay's digital onboarding flows are purpose-built for exactly this.

EmployersEmployeesCOHLAY ONBOARDINGVERIFY · ELIGIBILITY · ENROL— at scale —Federal entitiesMANDATORY-READYFree-zone entitiesDIFC · ADGM · BEYOND

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Employers onboarded

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Employees onboarded

One onboarding layer. Federal and free-zone. Ready for what's mandated next.

The Operating Lifecycle

One platform, the entire flow.

Employer

Contribution

Reconciliation

Fund Pricing

Trade Execution

Member Portfolio

Withdrawal

Reporting

Inside the Platform

A platform with real operational depth.

  • Member administration
  • Scheme configuration
  • Fund & NAV price management
  • Contribution processing
  • Bank reconciliation
  • Trade instruction lifecycle
  • Withdrawals & settlements
  • Dashboards & reporting
  • AI insights
  • API integrations

Illustrative views. Full platform shown under NDA.

Engagement Models

Choose the model that works for you.

Platform Only

The technology layer

  • Employer, member & back-office portals
  • Scheme configuration & fund management
  • Contribution processing & reconciliation
  • Portfolio & strategy management
  • Trade lifecycle & withdrawals
  • Dashboards, AI insights & APIs

Platform + Administration

Technology + experienced operations support

  • Full platform capabilities
  • Onboarding & scheme setup
  • Contribution monitoring & reconciliation
  • Member servicing & exception handling
  • Valuation oversight & reporting
  • Compliance evidence packs

SaaS / Managed / Licensed

Commercially flexible deployment

  • SaaS or white-labelled deployment
  • Managed service options
  • Enterprise licence models
  • Regional & sovereign hosting
  • Strategic institutional partnerships
  • Custom deployment architectures

Use Cohlay as your platform, your operating partner, or both.

Hosting & Data Sovereignty

Hosting decisions matter.

Workplace savings platforms hold sensitive employer, member, contribution, investment and identity data — hosting is now a board-level, regulatory and client-confidence issue.

UAE hosting options
Sovereign hosting pathways
Regional deployment flexibility
Environment separation
Secure infrastructure
Resilience planning
Integration-ready architecture
Regulated FS controls

"A serious market needs serious infrastructure decisions."

Stop compromising.
Partner with Cohlay.

Launch faster, operate smarter, build with confidence.

Partner with CohlayExplore Strategic Partnership